January 29, 2026
Paying for AI tools is becoming standard practice for SMBs. The likelihood of paying rises sharply with company size, according to Bredin’s latest survey of 500 U.S. SMBs.
Who is paying for AI tools:
How SMBs currently use generative AI:
VSBs are most likely to use gen AI for text generation, followed by as an assistant. SBs and MBs use AI as an assistant first, followed by text generation.

How SMBs currently use agentic AI:
VSBs use agentic AI most for sending emails or messages, with invoicing next. SBs also prioritize email automation, followed by calendar and reminder management. MBs focus first on AI-driven invoicing or quoting, with email automation second.

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